Zaplanowałeś holiday in August? In preparation for summer travel, you may be insured. We recommend you to ask when choosing a policy and observes and threatens to none.
Each one of us, planning a summer vacation, depends on the fact that the rest of the day-to-day concerns. We want to relax, to play well among friends, to learn about new places and people. By choosing the appropriate insurance for you and your loved ones, you can avoid unpleasant adventures during trips abroad.
“When you choose a deal for tourists, which includes insurance, we assume that it is tailored to the nature of our departure.” – Sonia says Kostyszyn, Manager of Operations Department at Inter Partner Assistance SA – “However, it should be noted, which guarantees us the insurance to get the package from the tour”
Is worth considering what might meet us, if our insurance or our loved ones is not sufficient. However, without appropriate policies, our children can not be protected while studying wind, my example will not be insured in the event of injury during the course of diving, or using other holiday attractions. Such a situation may take place even in the travel profile, in which sports are part of the program. Can we somehow overcome ago?
“Yes, we should first carefully read the general conditions of insurance offered in packages with travel.” – Is responsible Kostyszyn Sonia, an expert Inter Partner Assistance. – “Also see the benefits granted to us under other insurance, which already has: to your credit card or life insurance. The knowledge on this subject is the first step to avoid any unexpected problems. During the trip we need above all to ensure real security assistance, instead of apparent security. When given to us the benefits are insufficient, you should buy a deal suited to your needs. ”
To select the appropriate insurance for you?
Choosing the right travel insurance requires us to verify the key elements. They are known as quota restrictions, which relate to the value of medical assistance in case of accident, sickness abroad.
“In insurance, concluded on the occasion of the redemption of the trip, the limits may be too low to cover costs of necessary assistance.” – Says Sonia Kostyszyn. “About the question of how large sums to cover our insurance, provide examples of the costs of medical services that are related to providing assistance abroad. For example, the cost of transport to medical polish from the popular Egyptian resort of Hurghada special sanitary plane goes up 28 thousand, and from the capital city of Mexico about 78 thousand. The costs will affect the choice of means of transport, of course, flights are more expensive than on land. Ambulances to transport the patient to Polish Spanish to cost about 17 thousand zlotys. Many travel insurance sold is not in a position to cover medical costs in cases where we will meet abroad przykrego really something. ”
Few people know that to help tourists travel under the policy may contain many elements. These include, among others medical transportation, hospitalization, assistance ambulatoryjna. What to do in case of doubt whether our insurance will cover the cost of operations related to medical services?
“When in doubt, whether the amount of our insurance proves insufficient, you may contact your insurer for advice. It is better to be adequately secured, as in the case of injury, disease, the apparent savings may prove to be too expensive. “- Sonia Kostyszyn advises.
At every turn when choosing the policy?
In addition to restrictions on the amount of assistance that may be contained in the agreements, a number of aspects that may prevent us to obtain benefits from the insurer. The so-called exceptions may apply to sports, consumption of alcohol, chronic illness, or work abroad.
“For example, sport can be perceived differently by insurers. Some companies consider recreational swimming to water skiing or sailing ship for the other extreme sport for physical activity that does not absolve them of responsibility “- explains Sonia Kostyszyn of Inter Partner Assistance SA “If we exclude this type of insurance classes, you must purchase a policy covering the protection of our favorite sports. Exclusions of liability insurance is usually more. The primary injury is due to the consumption of alcohol. Insurers can also refuse to pay us the cost of treatment, before leaving the doctor advised us to avoid travel, or when health problems are a corollary of przewlekłego condition that is not included signing a contract. ”
The benefits of having a policy
Appropriately chosen policies for greater security not only provide medical aid organization in place and cover the costs of treatment. As part of the assistance we can expect a number of benefits associated with medical attention. These include the organization of transport mentioned earlier, hospitalization, but also care for sick children or even close to organize visits to foreign persons in the hospital.
“Policies also include a lawyer and help cover the deposit required to provide information, assistance in the event of lost luggage or documents. Assistance services are primarily part of insurance that provides the most comfortable solution to the problems they meet during the summer tourist. “- Emphasizes the expert Inter Partner Assistance. “It is thanks to the care of non-cash assistance can be obtained by calling one phone number. In this way, even if we meet unexpected back pain during walking tours high, food poisoning in the tropics, or high fever, we will not have to search for a doctor yourself, worry about transport to the hospital and cover the cost of treatment, which will be refunded only after we return. ”
Aware that an unforeseen event staff of professionals is ready to help us, can fully relax and enjoy urokami holidays. So take care of the insurance with a wide range of support services.
