Specialized insurance products to suit the various needs that may affect different types of travelers.
With the summer heat comes, for many, the time of a trip. How do we prepare to enjoy a smooth? Cancellations, accidents or thefts frustrate our plans.
So who are increasingly using insurance to protect against possible contingencies. Travel insurance is a business that invoice more than 100 million a year in Spain.
These products are suited to the many activities that motivate our shipments. “Depending on the type of travel insurance needed varies, and in some segments of the recruitment rate is very high,” notes from the insurance brokerage Intermundial.
Risk activities such as hunting or safaris have special packages
This is the case of long distance journeys, which seeks a comprehensive health care coverage and to accidents. Their proliferation has led many insurers to provide solutions in various regions. “This makes it possible to provide the services that require the insured at any time,” says Juan Manuel García Sánchez, head of insurance Mapfre.
But if there is an insurance currently enjoyed excellent consideration among travelers is the cancellation, which guarantees the reimbursement of cancellation of travel to various contingencies. For 12.50 euros, the traveler can secure reservations that include shipments by boat or plane The uncertainty surrounding the labor market is now taking effect on the cancellation of coverage for loss of employment insurance as offered Mapfre.
Most also have thrown their niche in the field of travel insurance. Mapfre offers special packages for the adventure sports, hunting or safari. Most relaxed insurers also have specially designed packages, such as AXA.
Distance, travel times and the activities are some of the key factors that influence the design of insurance and its price, which varies widely, from some quite affordable premiums. “Who sets the budget traveling all we can and sometimes does not reduce the cost to hire travel insurance,” said Jose Antonio Diaz, head of Axa of Spain. This is a very unwise choice, as this ensures a secure peace necessary for a trip runs smoothly, “adds Diaz.
Payments Safer
In addition, credit cards may be subject to theft or fraud, which can cause many headaches when we are away from home.
“In the future many scammers will choose to become the property of others through the bank card, and up to impersonate the identity of their owners and commit crimes on behalf of the victim,” warned in CCP leader in selling insurance card bank. For this reason, insurance of this type have a considerable strength and are more than one million customers of the service, which is aimed at users of bank cards.
These policies can be contracted by just over 2 euros per month. From there, the opportunities vary depending on customer needs. In addition to immediate cancellation of an indefinite number of cards with just one call, can cover the cash advance, the payment of accounts payable, the replacement of a return ticket, if lost, or losses caused by use fraudulent cards.
“Our product solves the mishaps that may occur in Spain and abroad, thanks to an exclusive coverage to guarantee the utmost safety,” say the leaders of CPP.
Security against problems that may arise from the use of credit cards seems an increasingly common need. “There’s still a great trip in the sale of such insurance,” he said in Bank.
